Welcome to Cars and Finance Direct, a division of Ladbroke Financial Services Pty
Ltd (Australian Credit Licence Number-384533),
Ladbroke Financial Services provide quality finance and insurance solutions for cars, commercial vehicles, motorbikes, boats, caravans, leisure equipment and more.
Our FRIENDLY team of dedicated Professional Credit Analysts and Brokers can tailor a Car Loan or Car Finance package to suit your budget, your lifestyle and your circumstances.
Through our established relationships with some of Australia's leading lenders we can offer a complete range of Car Loan and Car Finance products to consumer and commercial borrowers in Queensland, Victoria and NSW. We also have facilities in place to provide private sale car finance and private sale car loans and 2nd chance loans and finance.
We offer hassle free car loans and car finance through our online application or you call us on Freephone 1 800 13 55 12. Our service is professional and friendly and we offer quality products and solutions for your Car Loan or Car Finance making the complete transaction seamless from the first point of contact to you driving away in your new car. We can also provide you with a pre Approval so you can shop with confidence
If you are looking for a Boat Loan, Motorbike Loan, Caravan Loan or a loan for any other purpose we can help you with the same standard of quality service, products and the knowledge and experience gained over 17 years helping people just like you in Brisbane, Melbourne, Sydney and all over Australia.
Car Loans and Car Finance
Cars and Finance Direct organise car loans and car finance for both individuals and businesses.
We arrange consumer loans and commercial loans for all vehicles including leisure vehicles.
Our finance specialists have the knowledge and experience to ensure your loan is tailored to your requirements,
budget and needs using one of the following finance products.
Secured car loan -The most common form of car finance secured against the car,
where you repay the principal amount with interest over time.
Because it is a secured loan the interest rate is often lower but will depend on the strength of your application.
Personal loan - Interest rates are generally higher than a secured loan.
Your Car, Boat, Bike, Caravan or leisure equipment is not used as security for this loan.
Lease - This is usually used to finance business vehicles, for individuals, small businesses and companies.
A deposit is not usually required with the lease and it can have tax benefits over a car loan if the vehicle is to be used for business.
Chattel mortgage - This is basically business car finance available for vehicles to be used predominately for business.
Commercial hire purchase
- A business finance package where the customer hires the vehicle for a set period of time and a fixed repayment.
Ownership of the vehicle is transferred to the customer after the final payment.
Call us on 1800 13 55 12 or
Apply online today.
Boat Loans and Boat
Finance
Whatever your boating choice - Yachts, motor boats, jet skis or tinnies,
we have a great range of loans and finance packages available to suit your personal needs or commercial needs.
Out team of dedicated boat loan specialists will help you through the process to get your boat loan or boat finance package approved quickly.
Motor Bike Loans
If you are looking for a motorbike loan talk to us now. We have loans available to put you on the road and fulfil your dream.
Out team of dedicated motorcycle loan experts will help you through the process to get your bike loan approved quickly.
Caravan loans
We have caravan loans available to suit your needs. Out team of specialists will help you through the process to get your caravan loan approved quickly.
Pre Approvals
Applying for a pre approval with Cars and Finance Direct is quick and easy.
Just fill in an online application now. We do all the hard work for you.
We can assist with the selection of the right product for your requirements,
prepare your application and submit it to the most appropriate lender.
We offer Loan Pre Approvals to give you the flexibility to negotiate the best deal on your new Car, Boat, Truck, Jet Ski, Caravan or Motorbike.
By knowing exactly how much you have to spend it's like cash in your pocket and when you make the decision there is no waiting.
Credit Problems /Bad Credit / Second Chance Finance 
We know that good people often have previous credit problems that make it difficult for them to get Car Loans or Car Finance.
We can help with our honest down to earth approach that recognises that life is not always easy or uncomplicated and that you are a person not just another 2nd chance application.
A bad credit history can be redressed by re establishing your credit rating through a short term car loan.
We will arrange a loan to suit you, regardless of your background or circumstances,
we can match you to the right lender and the right package to suit your circumstances and your needs!
! Call us on 1800 13 55 12 or apply online today.
First Time Borrowers -
Getting that first car loan or bike loan can be a daunting experience. Contact Cars and Finance Direct to organise your car loan or car finance package or motorbike loan. Yes we can help you! At Cars and Finance Direct we are not limited to any particular lender and have access to private funding which will help you establish that all important credit rating.