Bad Credit Car Finance

Are you a good person with a bad credit rating? Is everyone saying they can’t help you? If you have had some credit problems in the past but are now back on track with a stable job and income we can help you even if you STILL have some unpaid defaults.

If you have fallen on hard times and are finding it hard to get a car, bike or boat loan because you have had a few credit problems we can help you get a loan and put you on the road to establishing a repayment history and credit rating.

Why not submit an online car finance application with us direct.

We have direct access to private funds whereas most finance brokers can only try to place your application with a lender on their panel. This clearly limits your chances of getting a successful car finance deal.

We understand and know the realities of life - we deal with them everyday. Unfortunately one reality is that MOST bad credit car finance applications end up in the rubbish bin simply because many brokers are not equipped to handle or manage them without acquiring some expertise in this field. We have the experience, the knowledge, the infrastructure and the funds to help you quickly. We take every application seriously.

We won't treat you like a number; we treat you as a real person, with respect and the dignity you deserve. We appreciate that you are entrusting your finance application to us. We will work with you to organise your car loan in an affordable and flexible way to help build up your good credit rating. So, why limit your chances? Apply Now! We will have you in the driver’s seat sooner than you think.

If you can afford it we WILL finance it.

If you would prefer to talk with one of our finance specialists just call Toll Free on 1800 13 55 12

What do I need to apply for bad credit car finance?

Cars and Finance Direct aim to assist all Australian's needing a second chance obtain the car finance they need, but in order to have a realistic chance of getting a loan you meet the following criteria:

  • Be presently employed for a period of least 3 months
  • Have proof of income
  • Have a current valid Drivers Licence
  • Be able to demonstrate that you can afford the loan repayments
  • Have a genuine reason for Credit problems
 
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